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Young people’s debts have doubled in five years and are now highest of all age groups

Jul 27, 2015By Touchstone blog

In many ways today’s ONS figures on household indebtedness are unremarkable, given we are increasingly accustomed to figures showing high levels of household debt. By and large the debt burden is continuing to increase. One in five households report financial (i.e. non-mortgage) debts are a ‘heavy’…Read more…

Jul 27, 2015Touchstone blog

Don’t you (forget about DB)

Jul 27, 2015By Touchstone blog

It is easy to overlook defined benefit (DB) pension schemes when so much of the talk in the pensions world is of cruises, conservatories and high-powered sports cars. But their central role in the retirement savings of millions of people and as a cruci…Read more…

Jul 27, 2015Touchstone blog

Trading names: transatlantic beef about cheese & drugs

Jul 26, 2015By Touchstone blog

The Transatlantic Trade & Investment Partnership (TTIP) being negotiated between the EU and the US keeps throwing up new things to argue about. One of the most arcane is the debate over ‘geographical indications’ (GIs) – names like Vidalia onions from the US or Armagh Bramley…Read more…

Jul 26, 2015Touchstone blog

How the Government turns a severe and ongoing reduction in public investment spending into a ‘priority’ spend

Jul 26, 2015By Touchstone blog

In its newly issued document outlining the approach for the spending review 2015, the government makes some bold statements about public investment. In June the OECD criticised countries for focusing spending cuts on public investment, and in its previ…Read more…

Jul 26, 2015Touchstone blog

What’s wrong with ISDS? Romania’s environment & history under attack

Jul 24, 2015By Touchstone blog

The latest example of what’s wrong with Investor-State Dispute Settlement (ISDS) – the privileged route to riches for foreign investors who can persuade a separate international court that they have been disadvantaged by a democratically-elected government – is a case being lodged…Read more…

Jul 24, 2015Touchstone blog

Tens of thousands of women a year suffer pregnancy discrimination but only a handful enforce their rights

Jul 24, 2015By Touchstone blog

Today, the Equality and Human Rights Commission has published findings from the largest ever survey of the scale of pregnancy discrimination in Britain’s workplaces. Its headline finding: one in nine new mothers is forced out of work each year because of their pregnancy or maternity leave. That’s…Read more…

Jul 24, 2015Touchstone blog

ISDS: we won’t be fooled by a rebranding

Jul 23, 2015By Touchstone blog

Yesterday, Brussels was full of rumours that the European Commission had finally found a way to respond to the massive backlash generated by its proposal for a special court for US investors: a simple rebranding should do the trick. Currently known as …Read more…

Jul 23, 2015Touchstone blog

Chancellor takes the high carbon road

Jul 23, 2015By Touchstone blog

Is the government about to take a series of high carbon decisions that will replace renewables with fossil fuels? Decisions are imminent on Cuadrilla’s fracking appeal, launched today, and Heathrow’s third runway. Meanwhile, the Chancellor is unceremoniously dumping green policies, while assuring…Read more…

Jul 23, 2015Touchstone blog

Rent controls in Berlin: why not here?

Jul 23, 2015By Touchstone blog

When Berlin announced last month that it will introduce rent control because “we don’t want a situation like in London,” there wasn’t a renter in the UK who didn’t cry out in frustration: it’s the Germans, rather than our government, who are trying to avoid what’s going on in the capital, and all…Read more…

Jul 23, 2015Touchstone blog

‘Green crap’ Tories ban solar and wind energy subsidies

Jul 22, 2015By Touchstone blog

That massive solar power subsidy the Tories want to cut? It costs the average consumer £10 per year on annual electricity and gas bills of £1,338 per year. There is no pledge in the Conservative manifesto to cut support for solar power – but they must have known this was coming. The Energy…Read more…

Jul 22, 2015Touchstone blog

Counting the cost of the tax credit changes

Jul 22, 2015By Touchstone blog

In his speech the Chancellor said that “It’s because we’ve taken…difficult decisions….that Britain is able to afford a pay rise. Because let me be clear: Britain deserves a pay rise and Britain is getting a pay rise.” It sounds great but when you look at his plans it turns out that…Read more…

Jul 22, 2015Touchstone blog

Migrants and benefits report: more hot air

Jul 22, 2015By Touchstone blog

A new report by MigrationWatch, a lobby group that seeks tighter immigration controls, has received much coverage in the press this week as it purports to show that some migrants claim more benefits than residents, or as the Express delicately put it yesterday: ‘foreigners more likely to claim…Read more…

Jul 22, 2015Touchstone blog

Want to reduce inequality? New IMF research says unionisation is key

Jul 22, 2015By Touchstone blog

Through gritted teeth, the International Monetary Fund (IMF) has this week issued a ‘staff discussion note’ which contains a bit of a bombshell. The ballooning inequality that results from rampaging top people’s pay is not, as previously thought, an unfortunate by-product of…Read more…

Jul 22, 2015Touchstone blog

How Trade Union Bill will cap greenworkplace projects

Jul 21, 2015By Touchstone blog

Growing awareness of the impacts of climate change on our daily lives has spurred union reps and members to explore new ways to “green” their workplace. Just as unionised workplaces offer better pay and safer working conditions, so through employee engagement there is an added Union Effect in…Read more…

Jul 21, 2015Touchstone blog

Government borrowed as much in 2015-16 Q1 as it originally planned to borrow in year as a whole

Jul 21, 2015By Touchstone blog

We should not get too carried away by the Treasury’s claimed improvement in the public finances. Borrowing in the current financial year to date (April to June) is £25.1bn, down from £31.3bn in the same period of 2014-15. This indeed amounts to a gain of £6bn, but: 1. this gain over one quarter is…Read more…

Jul 21, 2015Touchstone blog

What does austerity mean?

Jul 20, 2015By Touchstone blog

 “What is austerity?” was one of the most common Google searches during the televised leaders’ debate during the general election campaign in May. To many, public finances appear as a stream of disconnected data, huge numbers and percentages trotted out during budgets and spending reviews that seem…Read more…

Jul 20, 2015Touchstone blog

World conference on funding development: much ado about little

Jul 19, 2015By Touchstone blog

The Third International Conference for Financing for Development ended on 16 July in Ethiopia’s capital with the Addis Ababa Action Agenda (AAAA). The four-day event was organised by the UN in collaboration with the World Bank, IMF and developed and developing nations. It had, according to…Read more…

Jul 19, 2015Touchstone blog

BBC funding settlement is a disaster but far from a done deal

Jul 17, 2015By Touchstone blog

Did the 29 celebrities who wrote to complain about the BBC’s funding settlement this week initiate their letter to the PM or did they not? Who cares?! We very much doubt that Daniel Craig or Stephen Fry were forced by the evil BBC to sign or die! But the spat this threw up in the…

The post…Read more…

Jul 17, 2015Touchstone blog

Planning to let the Greek horse bolt before shutting the stable door

Jul 17, 2015By Touchstone blog

There have been many reactions to the deal forced on the Greek government and its people at the weekend by Eurozone Finance Ministers, mostly outrage or despair. Even the IMF, which bears a lot of the responsibility for imposing an austerity-fuelled re…Read more…

Jul 17, 2015Touchstone blog

NHS Pay Review Body echoes health union views on 7 day NHS

Jul 16, 2015By Touchstone blog

A week after the Chancellor effectively sidelined the NHS Pay Review Body by imposing a 4 year “deal” on pay, the PRB has published its long awaited report on seven day services for NHS staff. The report sets out the conclusions and observations of PRB members who gathered written and…Read more…

Jul 16, 2015Touchstone blog
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